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Financial Coaching Living

Frugal living tips to save you money every month

As the cost of living continues to increase, staying frugal and saving money becomes more important than ever. Fortunately, with the right tips, tricks, and motivation, anyone can cut their spending and save more money each month. Here are five tips to get you started on your journey toward frugal...
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HI, I’M ASHLEY, AFC®️

Accredited Financial Counselor®, Profit Strategist, Quickbooks Elite ProAdvisor, Business Enthusiast, Pollyanna Theorist and Burrito Aficionado. I am dedicated to helping moms start a business, take control of their lives and create a life by design. Accounting is the language of business and at AIRE we speak accounting.

I am eager to share with you what I have learned over my 25 years as an entrepreneur. Learn from my wins and losses.

Recent Posts

  • How to Manage Your Bookkeeping When Juggling Multiple Income Streams
  • How Your Personal Finances Impact Your Business Success
  • How to Delegate Effectively and Actually Save Time
  • How Much to Set Aside for Taxes in Your Business
  • Cash flow mistakes business owners make and how to avoid them

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    About Me

    Entrepreneur & Blogger

    Accredited Financial Counselor®️. First Generation Wealth Advocate.

    Use your business to create a head start for your family.

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    Latest Posts

    • Got multiple businesses under your belt? Maybe you're running a consulting LLC while also operating a separate product business? Check out our new blog to know golden rule that'll save you major headaches.
      How to Manage Your Bookkeeping When Juggling Multiple Income Streams
      by airesbs
      January 8, 2026
    • It’s easy to think of your business and personal finances as two separate worlds but the truth is, they’re deeply connected. The way you manage money in your personal life often sets the tone for how you handle your business finances. Read our new blog post to know a few things to think about when it comes to your personal finances and how they impact your business success.
      How Your Personal Finances Impact Your Business Success
      by airesbs
      January 1, 2026
    • As business owners, we’ve all said it... “It’s just easier if I do it myself.” But the truth is, learning how to delegate effectively isn’t about giving up control. Read our latest blog post: 'How to Delegate Effectively and Actually Save Time' and know how freeing up time can help focus on what truly grows your business.
      How to Delegate Effectively and Actually Save Time
      by airesbs
      December 25, 2025
    • How Much to Set Aside for Taxes in Your Business
      by airesbs
      December 18, 2025
    • Cash flow mistakes business owners make and how to avoid them
      by airesbs
      December 11, 2025

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    These are real tools you can use today to save tim These are real tools you can use today to save time, money, and stress.

- IRS Small Business and Self-Employed Tax Center
Get tax forms, filing information, tools and educational resources designed to help small business owners and self-employed individuals understand their tax obligations.

irs.gov/businesses

-  Small Business Administration (SBA)
Access free business counseling, tools for planning and growth, funding info, and guidance on everything from starting a business to exporting products.

sba.gov

-  Small Business Development Centers (SBDCs)
Find free one-on-one business advising, training, and resources near you to help with planning, financial management, marketing and more.

-  SCORE
Connect with volunteer mentors for free business guidance and support, plus workshops and tools for managing finances and strategy.

Score.org

-  U.S. Chamber of Commerce free resource guides
A curated list of free tools, templates, guides and opportunities you can use year round to grow and manage your business.

uschamber.com

Have a question about your business? Drop it in the comments or send us a message.
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#FreeTools #Bookkeeping #Accounting #SmallBusiness
    Here are some common examples of accounts to recon Here are some common examples of accounts to reconcile.

Reconciling these accounts regularly like monthly helps ensure your numbers are accurate and your financial reports can be trusted.

Follow our page for more tips to make running your business easier.

Have a question about your business? Drop it in the comments or send us a message.
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#Reconcile #Bookkeeping #Accounting #SmallBusiness
    Your Profit and Loss report can quickly show where Your Profit and Loss report can quickly show where money is going, especially in areas that may be creeping up without you noticing.

Here’s how you can do it:

- Run a Profit and Loss Comparison or Profit and Loss by Month report

- Set your date range and accounting method

- Compare to the Previous Period or Previous Year

- Review dollar and percentage changes to spot spending trends or spikes

Check for subscriptions you no longer use, rising software costs, or expenses that don’t directly support your goals.

A quick review of your Profit and Loss report each month can help you stay in control and make smarter decisions.

Follow our page for stress free and helpful tips for your business finances.
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#ProfitandLoss #Bookkeeping #Accounting #SmallBusiness
    They are not the same, and confusing them is costl They are not the same, and confusing them is costly.

- Revenue is the money your business brings in. 

- Profit is what’s left after expenses. 

- Owner pay is what you actually take home. 

Many business owners assume these numbers move together, but they don’t.

You can have high revenue and still struggle with cash. 

You can show a profit and not be paying yourself consistently. 

Understanding the difference between these three numbers helps you make better decisions, price your services correctly, and plan for growth.

If you’re unsure how these numbers work together in your business, it may be time to review your financial reports. 

Clarity here can change how you run your business!

Book a call if you’re interested in how we can work together.
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#BusinessFinance
#Bookkeeping #Bookkeeping #Accounting #SmallBusiness
    A little consistency and clarity now can make a bi A little consistency and clarity now can make a big difference for your business all year long. 

When you commit to knowing your numbers, growth becomes much more intentional.

And we’re committed to making sure your numbers are clear, accurate, and easy to understand so you can make confident decisions and focus on growing your business.

Follow our page for stress free and helpful tips for your business finances.
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#SmallBusinessBookkeeping
#Bookkeeping #Accounting #SmallBusiness
    We help overwhelmed and busy business owners get o We help overwhelmed and busy business owners get organized, gain clarity in their numbers, and feel more confident during tax season.

Book a call and let’s get your numbers clear and tax ready.
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#FebruaryFinances #Bookkeeping #Accounting #SmallBusiness

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